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Family apartment of 4.5 rooms with a large balcony

Overview

  • Apartment
    Type
  • 4.5
    Rooms
  • 125 m²
    Living Space
  • 3
    Bedrooms
  • 2
    Bathrooms
  • 2026
    Year Built
  • 3101-A
    Property ID

Description

This modern 4.5-room apartment impresses with generous living space and thoughtful room design. The apartment offers plenty of space and is ideal for families or couples with space requirements. The open living and dining area forms the central meeting point of the apartment. The large windows create a bright and friendly atmosphere. The adjoining balcony invites you to extend the living space outdoors.

Three bedrooms offer sufficient space for individual living needs. Two bathrooms provide additional comfort in everyday life.

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What this means in Switzerland

Who may acquire this property

Eligibility depends on your residence status, not on your nationality alone.

Your situation
Swiss national, or C permit holder
No authorisation required
EU / EFTA national resident in Switzerland
No authorisation required
Non-EU national with a B permit
Primary residence only, and must be occupied
Resident abroad
Holiday home only, in a designated commune, under quota

The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.

What a Swiss bank will require

Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.

Equity (20%)
CHF 130’000
Of which outside your pension fund
CHF 65’000
Acquisition costs, Valais (2.6%)
CHF 16’900
Cash required at signature
CHF 146’900
Minimum gross annual income
CHF 116’869
Imputed monthly charge
CHF 3’214

At an indicative market rate your real monthly outlay would be closer to CHF 1’697. Commonly split 50/50 between buyer and seller by contract.

Can you finance it? Check with your own figures

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Savings, 3rd pillar, gifts and pension fund combined.

Enter your equity and income to see whether this property is within reach.

  • Equity incl. acquisition costs – / CHF 146’900
  • Equity outside your pension fund – / CHF 81’900
  • Imputed charge / gross income – / 33 %

The neighbourhood

Nearest public transport stop Susten, Durannen 4 min walk

Door to door by public transport

  • Bern1 h 37
  • Lausanne1 h 49
  • Genève-Cornavin2 h 38
  • Zürich HB2 h 42
  • Neuchâtel2 h 54
  • Fribourg/Freiburg3 h 05

Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.

  • City: Susten
  • Canton: Valais
  • Zip/Postal Code: 3952
  • Country: Switzerland

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