A studio that promises much more
- CHF 125’000
- About CHF 326 / month
Overview
- Studio
- 1.5
- 24 m²
- 1
- 1973
- 3296
Description
This studio in Bürchen is aimed at buyers looking for a compact property with development potential. The unit is located on the 2nd floor of a building from 1973 and offers approximately 24 m² of gross living space. With targeted renovation, you can create a cozy retreat in the mountains, a small holiday property or a manageable investment property according to your own ideas. The existing room structure with living and sleeping area, small kitchen, bathroom and balcony provides a solid foundation for individual redesign. Precisely the renovation-needy condition offers the opportunity to reinterpret the studio in a contemporary, functional and personally characteristic way.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 25’000
- Of which outside your pension fund
- CHF 12’500
- Acquisition costs, Valais (2.6%)
- CHF 3’250
- Cash required at signature
- CHF 28’250
- Minimum gross annual income
- CHF 22’475
- Imputed monthly charge
- CHF 618
At an indicative market rate your real monthly outlay would be closer to CHF 326. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 28’250 Missing:
- Equity outside your pension fund – / CHF 15’750 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 22’475
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
The neighbourhood
Nearest public transport stop Bürchen, Station 2 min walk
Door to door by public transport
- Bern1 h 45
- Fribourg/Freiburg2 h 18
- Lausanne2 h 38
- Neuchâtel2 h 48
- Zürich HB2 h 50
- Basel SBB2 h 52
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Bürchen
-
Canton: Valais
-
Zip/Postal Code: 3935
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Area: Zenhäusern
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Country: Switzerland
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