In the heart of downtown – ideal for an investor
- CHF 265’000
- About CHF 692 / month
Overview
- Apartment
- 2.5
- 56 m²
- 1
- 1920
- 2722
Description
Discover this charming 2.5-room apartment, located on the 3rd floor of a building without an elevator, built in 1920. In the heart of downtown, it has the advantage of being close to schools, shops and public transport, which is also ideal for an investor.
The apartment with a living area of 56 m² is located under the eaves with some beautiful exposed beams. It includes a pleasant living room, a modern fully equipped kitchen, a beautiful and bright bedroom, as well as a spacious bathroom, equipped with a washing machine. It has benefited from some recent renovations (flooring, painting, bathroom) as well as a new kitchen in 2023.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 53’000
- Of which outside your pension fund
- CHF 26’500
- Acquisition costs, Valais (2.6%)
- CHF 6’890
- Cash required at signature
- CHF 59’890
- Minimum gross annual income
- CHF 47’646
- Imputed monthly charge
- CHF 1’310
At an indicative market rate your real monthly outlay would be closer to CHF 692. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 59’890 Missing:
- Equity outside your pension fund – / CHF 33’390 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 47’646
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
The neighbourhood
Nearest public transport stop Chippis, maison bourgeoisiale 1 min walk
Door to door by public transport
- Lausanne1 h 36
- Bern1 h 43
- Fribourg/Freiburg2 h 16
- Genève-Cornavin2 h 25
- Neuchâtel2 h 41
- Zürich HB2 h 48
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Chippis
-
Canton: Valais
-
Zip/Postal Code: 3965
-
Country: Switzerland
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