A unique property with promising potential: live, rent, develop
- CHF 729’000
- About CHF 1’904 / month
Overview
- Single-family house
- 76 m²
- 2688
Description
In a picturesque location high above the Rhone and Visper valleys, nestled in the sun-drenched mountain terrace of the Valais village of Zeneggen, this apartment building with a special history presents itself. The MFH Des Alpes combines two spacious apartments, a convertible attic and a former restaurant into a versatile real estate offering with attractive usage options – whether as an investment property, multi-generational home or as a combination of living and working.
What this means in Switzerland
Who may acquire this property
Cantonal authorisation required for buyers resident abroad
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
Derived from the residence type declared by the seller (primary residence or holiday home). The cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 145’800
- Of which outside your pension fund
- CHF 72’900
- Acquisition costs, Valais (2.6%)
- CHF 18’954
- Cash required at signature
- CHF 164’754
- Minimum gross annual income
- CHF 131’073
- Imputed monthly charge
- CHF 3’605
At an indicative market rate your real monthly outlay would be closer to CHF 1’904. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 164’754 Missing:
- Equity outside your pension fund – / CHF 91’854 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 131’073
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Key information
- Holiday home
- Yes
Technical and energy
- Heating source
- Oil
- Heat distribution
- Radiators
The neighbourhood
Nearest public transport stop Zeneggen, Bänna 1 min walk
Door to door by public transport
- Bern1 h 33
- Fribourg/Freiburg2 h 06
- Lausanne2 h 26
- Neuchâtel2 h 36
- Zürich HB2 h 38
- Basel SBB2 h 40
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Zeneggen
-
Canton: Valais
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Zip/Postal Code: 3934
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Area: Egga
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Country: Switzerland
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