Châtaignier C – Modern Habitat at the Foot of the Alps
- CHF 690’000
- About CHF 1’802 / month
Overview
- Single-family house
- 5.5
- 104 m²
- 3
- 2
- 1
- 2280
Description
The Châtaignier C chalet is a primary residence offering a perfect combination of modern comfort and traditional alpine charm. The chalet spans two floors and offers a generous living space of 104 m². From the entrance, you will be welcomed by a large living room opening onto a modern kitchen, ideal for convivial moments with family or friends. The interior layout includes three comfortable bedrooms, perfect for accommodating a family or guests, as well as two bathrooms, equipped with all the amenities necessary for your daily comfort.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 138’000
- Of which outside your pension fund
- CHF 69’000
- Acquisition costs, Valais (2.6%)
- CHF 17’940
- Cash required at signature
- CHF 155’940
- Minimum gross annual income
- CHF 124’061
- Imputed monthly charge
- CHF 3’412
At an indicative market rate your real monthly outlay would be closer to CHF 1’802. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 155’940 Missing:
- Equity outside your pension fund – / CHF 86’940 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 124’061
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
Technical details
Technical and energy
- Heating source
- Heat pump
The neighbourhood
Nearest public transport stop Flanthey, poste 3 min walk
Door to door by public transport
- Lausanne2 h 03
- Bern2 h 44
- Genève-Cornavin2 h 46
- Fribourg/Freiburg2 h 53
- Neuchâtel3 h 12
- Zürich HB3 h 49
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Flanthey
-
Canton: Valais
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Zip/Postal Code: 3978
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Area: Saint-Clément
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Country: Switzerland
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