An exclusive living experience: an elegant detached house in a prime location
- CHF 1’098’000
- About CHF 2’867 / month
- Within your budgetAbove your budget
- CHF 1’098’000
- About CHF 2’867 / month
Overview
- Single-family house
- 7.5
- 215 m²
- 2
- 1987
- 2841
Description
In a quiet, attractive and family-friendly neighborhood in Lalden, a very spacious detached house with 215m2 of living space and 670m2 of land is for sale. Through the veranda you enter the ground floor with a day bathroom and an open, bright living and dining area. This room leads directly onto the large terrace, which benefits from particularly long sunshine hours thanks to its southwest exposure. The kitchen, dining and living area as well as the terrace were comprehensively renovated in 2020/21. During this time, a Loxone system with automatic heating control was installed, allowing the heating to be conveniently regulated via smartphone. On the ground floor, home automation such as lighting and blinds can also be controlled. Additional renovations have also been carried out, such as the installation of a heat pump water heater or the creation of a rock garden with an automatic irrigation system.
From the ground floor, a few steps down lead to a room that is ideal as an office or can be converted into a studio with some handwork. To the left of it are the technical and heating rooms, to the right the cellar and civil defense shelter. On the 1st floor you will find the bathroom with a large bathtub in the bay window and a double vanity with plenty of storage space. On the left side of the hallway is the master bedroom, which has a walk-in closet and private access to the bathroom. Opposite are two other bright bedrooms. On the 2nd floor there is a wet room with shower, a laundry room and a very large room with its own washbasin. The room, hallway and laundry room lead onto a shared balcony. The attic has two rooms that can be used as storage space with plenty of room or, with minor renovations, converted into cozy bedrooms.
The detached house includes a large double garage with electric charging station and three outdoor parking spaces. It can be moved into immediately, but offers additional development potential thanks to its ideal conditions and generous living space.
We would be happy to present this wonderful house to you at a personal viewing. We look forward to hearing from you.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 219’600
- Of which outside your pension fund
- CHF 109’800
- Acquisition costs, Valais (2.6%)
- CHF 28’548
- Cash required at signature
- CHF 248’148
- Minimum gross annual income
- CHF 197’418
- Imputed monthly charge
- CHF 5’429
At an indicative market rate your real monthly outlay would be closer to CHF 2’867. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 248’148 Missing:
- Equity outside your pension fund – / CHF 138’348 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 197’418
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Condition and renovations
- Year of last major renovation
- 2020
Technical and energy
- Heating source
- Heat pump
The neighbourhood
Nearest public transport stop Lalden, Dorf 5 min walk
Door to door by public transport
- Bern1 h 22
- Fribourg/Freiburg1 h 55
- Lausanne2 h 15
- Neuchâtel2 h 25
- Zürich HB2 h 27
- Basel SBB2 h 29
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Lalden
-
Canton: Valais
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Zip/Postal Code: 3931
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Country: Switzerland
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