Charming 3-room house with multiple uses
- CHF 540’000
- About CHF 1’410 / month
Overview
- Single-family house
- 4.5
- 137 m²
- 1
- 1989
- 1956
Description
Welcome to Sierre, the sunny city! We present you with an exclusive offer that will meet your residential and professional needs equally. This unique 3-room property has been used as office space in recent years and stands out for its exceptional location. The generous surface area and large west-facing glazed facade give the space a bright and welcoming atmosphere.
The flexible use option makes this property particularly attractive. You have the choice to continue using the property as office space or transform it into a comfortable apartment. The corresponding plans can be found in the annex of the sale documentation.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 108’000
- Of which outside your pension fund
- CHF 54’000
- Acquisition costs, Valais (2.6%)
- CHF 14’040
- Cash required at signature
- CHF 122’040
- Minimum gross annual income
- CHF 97’091
- Imputed monthly charge
- CHF 2’670
At an indicative market rate your real monthly outlay would be closer to CHF 1’410. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 122’040 Missing:
- Equity outside your pension fund – / CHF 68’040 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 97’091
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
Technical details
Key information
- Separate toilets
- 2
The neighbourhood
Nearest public transport stop Sierre/Siders (funi) 2 min walk
Door to door by public transport
- Lausanne1 h 25
- Bern1 h 29
- Fribourg/Freiburg2 h 02
- Genève-Cornavin2 h 14
- Neuchâtel2 h 30
- Zürich HB2 h 34
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Sierre
-
Canton: Valais
-
Zip/Postal Code: 3960
-
Area: Muraz
-
Country: Switzerland
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