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Coming soon: a modern dream apartment in a magnificent setting

Overview

  • Apartment
    Type
  • 5.5
    Rooms
  • 159 m²
    Living Space
  • 3
    Bathrooms
  • 1549
    Property ID

Description

A modern multi-family building on three floors with high construction standards is being built in a location somewhat below the village center. The development includes eight residential units and provides residents with an idyllic and beautiful surroundings. The extremely attractive location offers many hours of sunshine due to its south-facing slope, peace and quiet, moments to savor, and a breathtaking view of the village and the surrounding mountain landscape.

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What this means in Switzerland

Who may acquire this property

Eligibility depends on your residence status, not on your nationality alone.

Your situation
Swiss national, or C permit holder
No authorisation required
EU / EFTA national resident in Switzerland
No authorisation required
Non-EU national with a B permit
Primary residence only, and must be occupied
Resident abroad
Holiday home only, in a designated commune, under quota

The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.

What a Swiss bank will require

Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.

Equity (20%)
CHF 167’000
Of which outside your pension fund
CHF 83’500
Acquisition costs, Valais (2.6%)
CHF 21’710
Cash required at signature
CHF 188’710
Minimum gross annual income
CHF 150’131
Imputed monthly charge
CHF 4’129

At an indicative market rate your real monthly outlay would be closer to CHF 2’180. Commonly split 50/50 between buyer and seller by contract.

Can you finance it? Check with your own figures

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Savings, 3rd pillar, gifts and pension fund combined.

Enter your equity and income to see whether this property is within reach.

  • Equity incl. acquisition costs – / CHF 188’710
  • Equity outside your pension fund – / CHF 105’210
  • Imputed charge / gross income – / 33 %

The neighbourhood

Nearest public transport stop Raron 7 min walk

Door to door by public transport

  • Bern1 h 23
  • Fribourg/Freiburg1 h 54
  • Lausanne2 h 01
  • Zürich HB2 h 26
  • Neuchâtel2 h 26
  • Basel SBB2 h 27

Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.

  • City: Raron
  • Canton: Valais
  • Zip/Postal Code: 3942
  • Area: Rarnerchumma
  • Country: Switzerland

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