New build – modern dream apartment in a magnificent setting
- CHF 746’000
- About CHF 1’948 / month
Overview
- Apartment
- 4.5
- 138 m²
- 3
- 1398
Description
A modern residential building with three floors and high construction standards will be built in a location slightly below the village center. The development includes eight residential units and provides residents with an idyllic and beautiful setting. The extremely attractive location, situated on a south-facing slope, offers many hours of sunshine, tranquility, moments to enjoy, and a breathtaking view of the village and the surrounding mountains.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 149’200
- Of which outside your pension fund
- CHF 74’600
- Acquisition costs, Valais (2.6%)
- CHF 19’396
- Cash required at signature
- CHF 168’596
- Minimum gross annual income
- CHF 134’129
- Imputed monthly charge
- CHF 3’689
At an indicative market rate your real monthly outlay would be closer to CHF 1’948. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 168’596 Missing:
- Equity outside your pension fund – / CHF 93’996 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 134’129
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
The neighbourhood
Nearest public transport stop Raron 7 min walk
Door to door by public transport
- Bern1 h 23
- Fribourg/Freiburg1 h 54
- Lausanne2 h 01
- Zürich HB2 h 26
- Neuchâtel2 h 26
- Basel SBB2 h 27
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Raron
-
Canton: Valais
-
Zip/Postal Code: 3942
-
Area: Rarnerchumma
-
Country: Switzerland
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