3.5-room apartment in a cozy alpine chalet
- CHF 250’000
- About CHF 653 / month
Overview
- Apartment
- 3.5
- 100 m²
- 1796
- 1327
Description
Sale as a holiday home (second residence) possible. Sale to non-Swiss citizens (persons with residence abroad) is not possible. The Wiler Matt belongs to the municipality of Saas-Balen and is located at approximately 1800 m above sea level. The location is accessible via a well-developed road within 10 minutes from Saas-Balen. Parking facilities are available near the alpine huts. In Wiler Matt you can benefit from a sunny and peaceful location. Surrounded by impressive fauna and flora, you can enjoy quiet moments in this alpine region. In winter, the alp is only accessible on foot, for example with snowshoes.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 50’000
- Of which outside your pension fund
- CHF 25’000
- Acquisition costs, Valais (2.6%)
- CHF 6’500
- Cash required at signature
- CHF 56’500
- Minimum gross annual income
- CHF 44’949
- Imputed monthly charge
- CHF 1’236
At an indicative market rate your real monthly outlay would be closer to CHF 653. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 56’500 Missing:
- Equity outside your pension fund – / CHF 31’500 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 44’949
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Technical and energy
- Heat distribution
- Radiators
The neighbourhood
Nearest public transport stop Saas-Balen, Edelweiss 3 min walk
Door to door by public transport
- Bern1 h 45
- Fribourg/Freiburg2 h 18
- Lausanne2 h 38
- Neuchâtel2 h 48
- Zürich HB2 h 50
- Basel SBB2 h 52
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Saas-Balen
-
Canton: Valais
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Zip/Postal Code: 3908
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Area: Hollerbiel
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Country: Switzerland
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