Spacious apartment in a two-unit house
- CHF 980’000
- About CHF 2’559 / month
Overview
- Apartment
- 4.5
- 137 m²
- 1
- 3
- 2019
- 3075
Description
Located in a quiet residential neighborhood of Sierre, on the ground floor of a contemporary villa comprising only two homes, this spacious 4.5-room apartment appeals with its generous volumes and great modern comfort. With a gross living area of 137 m², it benefits from beautiful natural light and direct access to a large 45 m² terrace, ideal for fully enjoying sunny days or relaxing after a day’s work.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 196’000
- Of which outside your pension fund
- CHF 98’000
- Acquisition costs, Valais (2.6%)
- CHF 25’480
- Cash required at signature
- CHF 221’480
- Minimum gross annual income
- CHF 176’202
- Imputed monthly charge
- CHF 4’846
At an indicative market rate your real monthly outlay would be closer to CHF 2’559. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 221’480 Missing:
- Equity outside your pension fund – / CHF 123’480 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 176’202
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Outdoor, parking and ancillary rooms
- Terrace area
- 45 m²
The neighbourhood
Nearest public transport stop Sierre, Résidence Plantzette 6 min walk
Door to door by public transport
- Lausanne1 h 36
- Bern1 h 40
- Fribourg/Freiburg2 h 13
- Genève-Cornavin2 h 25
- Neuchâtel2 h 41
- Zürich HB2 h 45
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Sierre
-
Canton: Valais
-
Zip/Postal Code: 3960
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Area: Géronde
-
Country: Switzerland
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