Where the Valais mountains offer themselves to your gaze each day
- CHF 340’000
- About CHF 888 / month
Overview
- Single-family house
- 4.5
- 75 m²
- 1
- 3279
Description
This charming 4.5-room apartment in the picturesque mountain village of Mund, high above the Rhone valley, offers a living experience that is second to none. Spread over approximately 75 m², you will find a thoughtfully laid out home with its own balcony, from which a breathtaking panoramic view opens up over the surrounding Valais mountains and far down into the Rhone valley – a view that delights just as much in the morning over breakfast as in the evening at sunset.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 68’000
- Of which outside your pension fund
- CHF 34’000
- Acquisition costs, Valais (2.6%)
- CHF 8’840
- Cash required at signature
- CHF 76’840
- Minimum gross annual income
- CHF 61’131
- Imputed monthly charge
- CHF 1’681
At an indicative market rate your real monthly outlay would be closer to CHF 888. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 76’840 Missing:
- Equity outside your pension fund – / CHF 42’840 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 61’131
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
The neighbourhood
Nearest public transport stop Birgisch, Eiholz 20 min walk
Door to door by public transport
- Bern1 h 50
- Fribourg/Freiburg2 h 23
- Lausanne2 h 43
- Neuchâtel2 h 53
- Zürich HB2 h 55
- Basel SBB2 h 57
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Naters
-
Canton: Valais
-
Zip/Postal Code: 3903
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Area: Chittumatta
-
Country: Switzerland
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