Charming property with character in Gabi (Simplon) offering numerous possibilities
- CHF 290’000
- About CHF 757 / month
Overview
- Single-family house
- 3.5
- 65 m²
- 1
- 1
- 2897
Description
Discover this charming and characterful building in Gabi (Simplon) – an idyllic mountain village in the heart of Valais. The multi-storey house in traditional stone and wood construction combines authentic Valais charm with versatile use possibilities – whether for private purposes, as a commercial property or for a creative concept in the areas of gastronomy, culinary arts or craftsmanship. The property impresses with its authentic architecture, characterised by natural materials, lovingly crafted details and a balcony with classic iron railings. Thanks to the thoughtfully planned room layout and solid building structure, a wide variety of ideas can be realised here.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 58’000
- Of which outside your pension fund
- CHF 29’000
- Acquisition costs, Valais (2.6%)
- CHF 7’540
- Cash required at signature
- CHF 65’540
- Minimum gross annual income
- CHF 52’141
- Imputed monthly charge
- CHF 1’434
At an indicative market rate your real monthly outlay would be closer to CHF 757. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 65’540 Missing:
- Equity outside your pension fund – / CHF 36’540 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 52’141
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
The neighbourhood
Nearest public transport stop Simplon Dorf, Alte Kaserne 1 min walk
Door to door by public transport
- Bern2 h 27
- Fribourg/Freiburg2 h 58
- Lausanne3 h 14
- Neuchâtel3 h 30
- Basel SBB3 h 31
- Genève-Cornavin3 h 57
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Gabi
-
Canton: Valais
-
Zip/Postal Code: 3907
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Country: Switzerland
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