Mountain views and village charm
- CHF 365’000
- About CHF 953 / month
Overview
- Single-family house
- 4.5
- 82 m²
- 2
- 1988
- 2747
Description
Located in the heart of the village of Miège, this 4.5-room apartment on the top floor immediately captivates with its authentic character and warm atmosphere. From the entrance, you discover a bright living space where the fireplace invites cozy evenings. The living room opens onto a sunny balcony offering a clear view of the surrounding mountains, creating a true moment of tranquility. The ideal exposure guarantees beautiful light throughout the day, enhancing the sense of space and comfort.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 73’000
- Of which outside your pension fund
- CHF 36’500
- Acquisition costs, Valais (2.6%)
- CHF 9’490
- Cash required at signature
- CHF 82’490
- Minimum gross annual income
- CHF 65’626
- Imputed monthly charge
- CHF 1’805
At an indicative market rate your real monthly outlay would be closer to CHF 953. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 82’490 Missing:
- Equity outside your pension fund – / CHF 45’990 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 65’626
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
The neighbourhood
Nearest public transport stop Miège, église 3 min walk
Door to door by public transport
- Lausanne1 h 42
- Bern1 h 49
- Fribourg/Freiburg2 h 22
- Genève-Cornavin2 h 31
- Neuchâtel2 h 47
- Zürich HB2 h 54
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Miège
-
Canton: Valais
-
Zip/Postal Code: 3972
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Country: Switzerland
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