A pleasant, spacious and comfortable living environment
- CHF 685’000
- About CHF 1’789 / month
Overview
- Apartment
- 4.5
- 108 m²
- 3
- 2
- 2021
- 2732
Description
Located in an exceptional alpine setting, in the charming village of Lens, this 4.5-room apartment with a gross area of 108 m² immediately appeals with its generosity and luminosity. This property harmoniously combines space, comfort and quality of life, just minutes from the prestigious Crans-Montana resort. The interior layout has been designed to optimize circulation and brightness. You will discover a spacious living room bathed in natural light, thanks to large bay windows opening onto a lovely southeast-facing balcony. This living space offers an unobstructed view of the surrounding mountains, inviting relaxation and contemplation.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 137’000
- Of which outside your pension fund
- CHF 68’500
- Acquisition costs, Valais (2.6%)
- CHF 17’810
- Cash required at signature
- CHF 154’810
- Minimum gross annual income
- CHF 123’162
- Imputed monthly charge
- CHF 3’387
At an indicative market rate your real monthly outlay would be closer to CHF 1’789. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 154’810 Missing:
- Equity outside your pension fund – / CHF 86’310 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 123’162
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Technical and energy
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop Lens, place de la Scie 3 min walk
Door to door by public transport
- Lausanne2 h 10
- Bern2 h 51
- Genève-Cornavin2 h 53
- Fribourg/Freiburg3 h 00
- Neuchâtel3 h 19
- Zürich HB3 h 56
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Lens
-
Canton: Valais
-
Zip/Postal Code: 1978
-
Country: Switzerland
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