Living in the heart of the Swiss Alps: « Les Perles »
- CHF 1’950’000
- About CHF 5’092 / month
- Within your budgetAbove your budget
- CHF 1’950’000
- About CHF 5’092 / month
Overview
- Single-family house
- 4.5
- 218 m²
- 3
- 2439-C1
Description
Construction is underway! This unique project offers 11 new chalets in Crans-Montana, designed as primary residences and offering a living environment combining modernity, comfort and serenity. The chalets are located just a few minutes’ drive from the centre of Crans-Montana, allowing quick access to all amenities, while enjoying a calm and unspoilt environment.
With varying sizes, these chalets meet everyone’s needs, whether it’s an intimate space or a more spacious property. The construction is of high quality and incorporates modern technologies such as photovoltaic panels. Each chalet has a private garden, offering a privileged outdoor space, as well as sufficient parking spaces for maximum comfort. The project has been designed to guarantee the privacy of each owner while creating a harmonious setting.
A rare opportunity for those seeking a primary residence combining nature, innovation and proximity to the dynamism of Crans-Montana. Contact us today for more information or to arrange a visit.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 390’000
- Of which outside your pension fund
- CHF 195’000
- Acquisition costs, Valais (2.6%)
- CHF 50’700
- Cash required at signature
- CHF 440’700
- Minimum gross annual income
- CHF 350’606
- Imputed monthly charge
- CHF 9’642
At an indicative market rate your real monthly outlay would be closer to CHF 5’092. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 440’700 Missing:
- Equity outside your pension fund – / CHF 245’700 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 350’606
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
The neighbourhood
Nearest public transport stop Montana, Maison Général Guisan 8 min walk
Door to door by public transport
- Lausanne2 h 04
- Bern2 h 11
- Genève-Cornavin2 h 53
- Neuchâtel3 h 09
- Zürich HB3 h 16
- Fribourg/Freiburg3 h 20
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Crans-Montana
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Canton: Valais
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Zip/Postal Code: 3963
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Country: Switzerland
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