Charm, light and mountain views: 4½-room attic apartment in the heart of Visp
- CHF 540’000
- About CHF 1’410 / month
Overview
- Apartment
- 4.5
- 101 m²
- 2
- 1
- 3293
Description
At the very top, on the 5th floor, this attic apartment opens up with exposed wooden beams, high ceilings and generous roof windows. From almost every room there are views of the mountains, and light floods through the apartment throughout the day. If you’re looking for the charm of an attic apartment without sacrificing a practical floor plan, this is the place for you.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 108’000
- Of which outside your pension fund
- CHF 54’000
- Acquisition costs, Valais (2.6%)
- CHF 14’040
- Cash required at signature
- CHF 122’040
- Minimum gross annual income
- CHF 97’091
- Imputed monthly charge
- CHF 2’670
At an indicative market rate your real monthly outlay would be closer to CHF 1’410. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 122’040 Missing:
- Equity outside your pension fund – / CHF 68’040 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 97’091
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
The neighbourhood
Nearest public transport stop Visp, Staldbach 2 min walk
Door to door by public transport
- Bern1 h 18
- Fribourg/Freiburg1 h 49
- Lausanne2 h 05
- Zürich HB2 h 21
- Neuchâtel2 h 21
- Basel SBB2 h 22
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Visp
-
Canton: Valais
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Zip/Postal Code: 3930
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Country: Switzerland
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