Tastefully renovated 4.5-room apartment in a quiet neighborhood in Raron
- CHF 550’000
- About CHF 1’436 / month
Overview
- Apartment
- 4.5
- 113 m²
- 2
- 1995
- 3130
Description
In a pleasant and quiet residential area of Raron, this fully renovated 4.5-room apartment awaits you, ideally combining modern living comfort with a relaxed environment. The apartment presents itself in a contemporary condition following comprehensive renovation and convinces through a successful combination of functionality, brightness and quality of life. The spacious living and dining area forms the heart of the apartment and offers plenty of natural daylight thanks to large windows, as well as a friendly and inviting atmosphere. The new, modern kitchen is high-quality equipped and fits harmoniously into the overall picture – perfect for everyday use as well as for social occasions.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 110’000
- Of which outside your pension fund
- CHF 55’000
- Acquisition costs, Valais (2.6%)
- CHF 14’300
- Cash required at signature
- CHF 124’300
- Minimum gross annual income
- CHF 98’889
- Imputed monthly charge
- CHF 2’719
At an indicative market rate your real monthly outlay would be closer to CHF 1’436. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 124’300 Missing:
- Equity outside your pension fund – / CHF 69’300 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 98’889
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
The neighbourhood
Nearest public transport stop St. German, Dorfplatz 7 min walk
Door to door by public transport
- Bern1 h 32
- Fribourg/Freiburg2 h 05
- Neuchâtel2 h 35
- Zürich HB2 h 37
- Lausanne2 h 37
- Luzern2 h 40
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Raron
-
Canton: Valais
-
Zip/Postal Code: 3942
-
Area: Kummendorf
-
Country: Switzerland
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