Elegant new 3.5-room apartment combining comfort and luminosity, with terrace and private garden
- CHF 550’000
- About CHF 1’436 / month
Overview
- Apartment
- 3.5
- m²
- 2
- 1
- 2025
- 2685
Description
Located on the ground floor of a new, human-scale residence, this 3.5-room apartment charms with its luminosity, pleasant layout and private outdoor space. Set in a quiet, sunny residential neighborhood of St-Pierre-de-Clages, the property benefits from a practical location, close to the train station, amenities and main communication routes.
The living area, facing due south, combines a welcoming lounge, dining space and open kitchen. It extends naturally towards a partially covered terrace as well as a pleasant private garden, offering genuine additional space to enjoy fine weather, entertain loved ones or simply relax in complete peace and quiet.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 110’000
- Of which outside your pension fund
- CHF 55’000
- Acquisition costs, Valais (2.6%)
- CHF 14’300
- Cash required at signature
- CHF 124’300
- Minimum gross annual income
- CHF 98’889
- Imputed monthly charge
- CHF 2’719
At an indicative market rate your real monthly outlay would be closer to CHF 1’436. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 124’300 Missing:
- Equity outside your pension fund – / CHF 69’300 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 98’889
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Technical details
Technical and energy
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop Chamoson-St-Pierre-de-C., gare 4 min walk
Door to door by public transport
- Lausanne1 h 20
- Bern1 h 56
- Fribourg/Freiburg2 h 06
- Genève-Cornavin2 h 09
- Neuchâtel2 h 25
- Zürich HB3 h 01
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: St-Pierre-de-Clages
-
Canton: Valais
-
Zip/Postal Code: 1955
-
Country: Switzerland
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