Magnificent duplex in secondary residence with lake view
- CHF 3’450’000
- About CHF 9’008 / month
- Within your budgetAbove your budget
- CHF 3’450’000
- About CHF 9’008 / month
Overview
- Duplex apartment
- 6.5
- 288 m²
- 4
- 2956-2
Description
Located at Route de Crans 12 in Lens, this existing property is currently undergoing complete renovation, resulting in an exclusive residence composed of only two residential units. The chalet is entirely transformed and offers the possibility to arrange all interior spaces according to your preferences, allowing for complete personalization of the future apartment. Thanks to its transformation status, the apartment can be acquired as a secondary residence, a rare opportunity in the region. Its privileged location allows you to enjoy a superb panoramic view of the surrounding mountains, while benefiting from the immediate proximity of Crans-Montana and its many facilities.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 690’000
- Of which outside your pension fund
- CHF 345’000
- Acquisition costs, Valais (2.6%)
- CHF 89’700
- Cash required at signature
- CHF 779’700
- Minimum gross annual income
- CHF 620’303
- Imputed monthly charge
- CHF 17’058
At an indicative market rate your real monthly outlay would be closer to CHF 9’008. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 779’700 Missing:
- Equity outside your pension fund – / CHF 434’700 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 620’303
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
The neighbourhood
Nearest public transport stop Lens, Centre d'art 2 min walk
Door to door by public transport
- Lausanne2 h 08
- Bern2 h 19
- Genève-Cornavin2 h 51
- Fribourg/Freiburg2 h 58
- Neuchâtel3 h 17
- Zürich HB3 h 24
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Lens
-
Canton: Valais
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Zip/Postal Code: 1978
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Country: Switzerland
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