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Above the Roofs

Overview

  • Apartment
    Type
  • 4.5
    Rooms
  • m²
    Living Space
  • 2
    Bathrooms
  • 3147
    Property ID

Description

There are residential locations that leave you speechless – this is one of them. The duplex penthouse apartment 1 in the residential building “Roots” offers a direct, unobstructed view of the Matterhorn from two terraces – one of the world’s most iconic mountain massifs. A sight that delights anew every morning at breakfast, every evening at sunset, and in every season, making this apartment one of the most exceptional real estate offerings in the entire Upper Valais.

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What this means in Switzerland

Who may acquire this property

Eligibility depends on your residence status, not on your nationality alone.

Your situation
Swiss national, or C permit holder
No authorisation required
EU / EFTA national resident in Switzerland
No authorisation required
Non-EU national with a B permit
Primary residence only, and must be occupied
Resident abroad
Holiday home only, in a designated commune, under quota

The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.

What a Swiss bank will require

Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.

Equity (20%)
CHF 580’000
Of which outside your pension fund
CHF 290’000
Acquisition costs, Valais (2.6%)
CHF 75’400
Cash required at signature
CHF 655’400
Minimum gross annual income
CHF 521’414
Imputed monthly charge
CHF 14’339

At an indicative market rate your real monthly outlay would be closer to CHF 7’572. Commonly split 50/50 between buyer and seller by contract.

Can you finance it? Check with your own figures

Your figures stay in this browser and are reused on every listing you open.

Savings, 3rd pillar, gifts and pension fund combined.

Enter your equity and income to see whether this property is within reach.

  • Equity incl. acquisition costs – / CHF 655’400
  • Equity outside your pension fund – / CHF 365’400
  • Imputed charge / gross income – / 33 %

Features

The neighbourhood

Nearest public transport stop Riffelberg (Furi Bergstation) 13 min walk

Door to door by public transport

  • Bern3 h 20
  • Fribourg/Freiburg3 h 53
  • Lausanne4 h 09
  • Neuchâtel4 h 23
  • Zürich HB4 h 25
  • Basel SBB4 h 27

Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.

  • City: Zermatt
  • Canton: Valais
  • Zip/Postal Code: 3920
  • Area: Furi
  • Country: Switzerland

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