Bright 4.5-room apartment ideally located with closed garage
- CHF 425’000
- About CHF 1’110 / month
Overview
- Apartment
- 4.5
- m²
- 1
- 1
- 3335
Description
Ideally situated in Sierre, in the immediate vicinity of shops, schools, public transport and all daily amenities, this 4.5-room apartment appeals through its beautiful volumes, luminosity and functional layout. The generous and pleasant living area benefits from direct access to a first balcony. The master bedroom has its own balcony, while the two other bedrooms also offer beautiful dimensions and numerous furnishing possibilities.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 85’000
- Of which outside your pension fund
- CHF 42’500
- Acquisition costs, Valais (2.6%)
- CHF 11’050
- Cash required at signature
- CHF 96’050
- Minimum gross annual income
- CHF 76’414
- Imputed monthly charge
- CHF 2’101
At an indicative market rate your real monthly outlay would be closer to CHF 1’110. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 96’050 Missing:
- Equity outside your pension fund – / CHF 53’550 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 76’414
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Key information
- Separate toilets
- 1
The neighbourhood
Nearest public transport stop Sierre, Résidence Plantzette 6 min walk
Door to door by public transport
- Lausanne1 h 36
- Bern1 h 40
- Fribourg/Freiburg2 h 13
- Genève-Cornavin2 h 25
- Neuchâtel2 h 41
- Zürich HB2 h 45
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Sierre
-
Canton: Valais
-
Zip/Postal Code: 3960
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Area: Géronde
-
Country: Switzerland
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