New 2.5-room apartment – Ideal for a first purchase or investment
- CHF 410’000
- About CHF 1’071 / month
Overview
- Apartment
- 2.5
- m²
- 1
- 2025
- 2686
Description
New 2.5-room apartment – Ideal for a first purchase or investment
In St-Pierre-de-Clages, in a calm, sunny and easily accessible environment, discover this beautiful new 2.5-room apartment located on the 1st floor of an intimate building with only seven units.
Its location is particularly convenient, close to amenities and only a five-minute walk from the train station, offering excellent connections with the main towns in central Valais.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 82’000
- Of which outside your pension fund
- CHF 41’000
- Acquisition costs, Valais (2.6%)
- CHF 10’660
- Cash required at signature
- CHF 92’660
- Minimum gross annual income
- CHF 73’717
- Imputed monthly charge
- CHF 2’027
At an indicative market rate your real monthly outlay would be closer to CHF 1’071. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 92’660 Missing:
- Equity outside your pension fund – / CHF 51’660 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 73’717
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
The neighbourhood
Nearest public transport stop Chamoson-St-Pierre-de-C., gare 4 min walk
Door to door by public transport
- Lausanne1 h 20
- Bern1 h 56
- Fribourg/Freiburg2 h 06
- Genève-Cornavin2 h 09
- Neuchâtel2 h 25
- Zürich HB3 h 01
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: St-Pierre-de-Clages
-
Canton: Valais
-
Zip/Postal Code: 1955
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Country: Switzerland
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