Charming apartment, 5 minutes from the capital
- CHF 415’000
- About CHF 1’084 / month
Overview
- Apartment
- 4.5
- 100 m²
- 3
- 1
- 1
- 1974
- 3138
Description
Located in the municipality of Sion in the hamlet of Arvillard, this 4.5-room apartment offers a privileged living environment just a few minutes from the city center. It benefits from good sunshine and captivates with its exceptional panoramic views over Sion and the Rhône plain.
With a gross living area of approximately 100 m², this partially renovated property offers a modern and warm interior, ideal for a couple or a family. It consists of a fully equipped kitchen, a spacious living room flooded with light with access to a 6 m² loggia, three bright bedrooms including one of considerable size, as well as a bathroom with bathtub and a separate toilet.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 83’000
- Of which outside your pension fund
- CHF 41’500
- Acquisition costs, Valais (2.6%)
- CHF 10’790
- Cash required at signature
- CHF 93’790
- Minimum gross annual income
- CHF 74’616
- Imputed monthly charge
- CHF 2’052
At an indicative market rate your real monthly outlay would be closer to CHF 1’084. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 93’790 Missing:
- Equity outside your pension fund – / CHF 52’290 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 74’616
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Key information
- Separate toilets
- 1
Outdoor, parking and ancillary rooms
- Balcony area
- 6 m²
The neighbourhood
Nearest public transport stop Salins, Arvillard 2 min walk
Door to door by public transport
- Lausanne1 h 40
- Bern2 h 25
- Fribourg/Freiburg2 h 26
- Genève-Cornavin2 h 29
- Neuchâtel2 h 45
- Zürich HB3 h 30
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Arvillard
-
Canton: Valais
-
Zip/Postal Code: 1991
-
Area: Arvillard
-
Country: Switzerland
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