Charming 5.5-room duplex apartment near Zermatt
- CHF 449’000
- About CHF 1’172 / month
Overview
- Apartment
- 5.5
- 112 m²
- 3
- 3
- 1818
- 3345
Description
The idyllic 300-inhabitant mountain village of Randa in the Mattertal impresses with its view of the surrounding four-thousand-meter peaks, beautiful hiking trails, breathtaking nature and proximity to the tourism destination Zermatt. Randa also benefits from this tourism influx. Randa convinces with the world’s longest suspension bridge as well as relaxation, peace and respite from everyday stress. This charming 5.5-room duplex apartment with approximately 112 m² of living space is located in a traditional Valais wooden house dating from 1818. It is situated in the idyllic mountain village of Randa – just around 15 minutes by train from the world-renowned ski and hiking paradise Zermatt.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 89’800
- Of which outside your pension fund
- CHF 44’900
- Acquisition costs, Valais (2.6%)
- CHF 11’674
- Cash required at signature
- CHF 101’474
- Minimum gross annual income
- CHF 80’729
- Imputed monthly charge
- CHF 2’220
At an indicative market rate your real monthly outlay would be closer to CHF 1’172. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 101’474 Missing:
- Equity outside your pension fund – / CHF 56’574 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 80’729
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
The neighbourhood
Nearest public transport stop Randa, Bahnhof 3 min walk
Door to door by public transport
- Bern1 h 59
- Fribourg/Freiburg2 h 32
- Lausanne2 h 48
- Neuchâtel3 h 02
- Zürich HB3 h 04
- Basel SBB3 h 06
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Randa
-
Canton: Valais
-
Zip/Postal Code: 3928
-
Area: Gere
-
Country: Switzerland
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