Renovated 4.5-room apartment in a charming old building with a beautiful garden
- CHF 430’000
- About CHF 1’123 / month
Overview
- Apartment
- 4.5
- 125 m²
- 1
- 1900
- 3124
Description
This 4.5-room apartment with a living area of 108.0 m² impresses with its clear layout and pleasant living atmosphere. The parquet flooring runs through all the rooms and provides a unified appearance. The spacious living room forms the central area of the apartment. Visible wooden beams give the room additional character and create a pleasant sense of space. Built-in shelves and wall panels offer practical storage solutions.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 86’000
- Of which outside your pension fund
- CHF 43’000
- Acquisition costs, Valais (2.6%)
- CHF 11’180
- Cash required at signature
- CHF 97’180
- Minimum gross annual income
- CHF 77’313
- Imputed monthly charge
- CHF 2’126
At an indicative market rate your real monthly outlay would be closer to CHF 1’123. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 97’180 Missing:
- Equity outside your pension fund – / CHF 54’180 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 77’313
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
The neighbourhood
Nearest public transport stop Leuk, Hammerschmiede 1 min walk
Door to door by public transport
- Lausanne1 h 38
- Bern1 h 45
- Genève-Cornavin2 h 27
- Neuchâtel2 h 43
- Zürich HB2 h 50
- Basel SBB2 h 52
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Leuk Stadt
-
Canton: Valais
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Zip/Postal Code: 3953
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Country: Switzerland
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