Sunny apartment with balcony and Alpine views
- CHF 395’000
- About CHF 1’031 / month
Overview
- Apartment
- 4.5
- 80 m²
- 3
- 1
- 3141
Description
Discover this charming apartment, nestled in the heart of the picturesque village of Chermignon d’en Haut. This 4½-room property, with preserved authenticity, offers a skillful blend of character and comfort: warm wood paneling, beautiful natural light and a welcoming living space opening onto a large balcony with breathtaking mountain views. It comprises three comfortable bedrooms, a functional bathroom and a practical kitchen, ideal for entertaining. The living room extends onto a vast 15 m² balcony, inviting you to enjoy sunny afternoons and Alpine panoramas.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 79’000
- Of which outside your pension fund
- CHF 39’500
- Acquisition costs, Valais (2.6%)
- CHF 10’270
- Cash required at signature
- CHF 89’270
- Minimum gross annual income
- CHF 71’020
- Imputed monthly charge
- CHF 1’953
At an indicative market rate your real monthly outlay would be closer to CHF 1’031. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 89’270 Missing:
- Equity outside your pension fund – / CHF 49’770 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 71’020
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Outdoor, parking and ancillary rooms
- Balcony area
- 15 m²
- Terrace area
- 15 m²
The neighbourhood
Nearest public transport stop Chermignon, d'en Haut 2 min walk
Door to door by public transport
- Lausanne1 h 53
- Bern2 h 00
- Genève-Cornavin2 h 42
- Neuchâtel2 h 58
- Zürich HB3 h 05
- Fribourg/Freiburg3 h 09
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Chermignon
-
Canton: Valais
-
Zip/Postal Code: 3971
-
Area: Les Briesses
-
Country: Switzerland
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