In the heart of nature, in peace – 3.5-room apartment in Salwald
- CHF 310’000
- About CHF 809 / month
Overview
- Apartment
- 3.5
- 48 m²
- 1
- 3280
Description
This charming 3.5-room apartment in the quiet Salwald offers a home to those seeking a life away from the hustle and bustle and wanting to enjoy the pristine nature of Oberwallis daily right at their doorstep. Nestled in one of the region’s peaceful, green locations, this apartment unfolds a very special charm – here nature is not a backdrop, but a lived everyday reality.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 62’000
- Of which outside your pension fund
- CHF 31’000
- Acquisition costs, Valais (2.6%)
- CHF 8’060
- Cash required at signature
- CHF 70’060
- Minimum gross annual income
- CHF 55’737
- Imputed monthly charge
- CHF 1’533
At an indicative market rate your real monthly outlay would be closer to CHF 809. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 70’060 Missing:
- Equity outside your pension fund – / CHF 39’060 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 55’737
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
The neighbourhood
Nearest public transport stop Mund, Dorf 7 min walk
Door to door by public transport
- Bern1 h 44
- Fribourg/Freiburg2 h 17
- Lausanne2 h 37
- Neuchâtel2 h 47
- Zürich HB2 h 49
- Basel SBB2 h 51
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Naters
-
Canton: Valais
-
Zip/Postal Code: 3903
-
Area: Ferchen
-
Country: Switzerland
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