The charm of the old town combined with modern living comfort: your home in the heart of Leuk
- CHF 320’000
- About CHF 836 / month
Overview
- Apartment
- 3.5
- m²
- 1
- 1919
- 3296
Description
In the heart of the historic old town of Leuk-Stadt, directly on the main square, awaits a charming 3½-room apartment with special character. The building was constructed in 1919 and the apartment was completely renovated in 2011. Today it combines the charm of bygone times with the advantages of modern living comfort.
Thanks to the thoughtfully planned layout, bright and inviting living spaces are created with versatile uses. The living room forms the centerpiece of the home, while the bedroom provides a pleasant retreat. An additional room offers space for a home office, guest room, or personal hobbies.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 64’000
- Of which outside your pension fund
- CHF 32’000
- Acquisition costs, Valais (2.6%)
- CHF 8’320
- Cash required at signature
- CHF 72’320
- Minimum gross annual income
- CHF 57’535
- Imputed monthly charge
- CHF 1’582
At an indicative market rate your real monthly outlay would be closer to CHF 836. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 72’320 Missing:
- Equity outside your pension fund – / CHF 40’320 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 57’535
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Condition and renovations
- Year of last major renovation
- 2011
Technical and energy
- Heating source
- Heat pump
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop Leuk, Hammerschmiede 4 min walk
Door to door by public transport
- Lausanne1 h 41
- Bern1 h 48
- Genève-Cornavin2 h 30
- Neuchâtel2 h 46
- Zürich HB2 h 53
- Basel SBB2 h 55
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Leuk Stadt
-
Canton: Valais
-
Zip/Postal Code: 3953
-
Country: Switzerland
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