A home where calm, sunshine and mountain views reign
- CHF 360’000
- About CHF 940 / month
Overview
- Apartment
- 4.5
- 118 m²
- 2
- 1
- 1993
- 3120
Description
This bright and spacious 4.5-room apartment on the 2nd floor impresses with an exceptionally quiet and very sunny location in St. German, a breathtaking distant view and a pleasant room layout. The elevated residential position offers a beautiful, unobstructed view over the village rooftops, down into the valley and into the surrounding mountain landscape. At the same time, you benefit from good accessibility and proximity to Visp and Brig, which ideally combines nature-oriented and quiet living with short distances to the centers of the Upper Valais.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 72’000
- Of which outside your pension fund
- CHF 36’000
- Acquisition costs, Valais (2.6%)
- CHF 9’360
- Cash required at signature
- CHF 81’360
- Minimum gross annual income
- CHF 64’727
- Imputed monthly charge
- CHF 1’780
At an indicative market rate your real monthly outlay would be closer to CHF 940. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 81’360 Missing:
- Equity outside your pension fund – / CHF 45’360 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 64’727
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
The neighbourhood
Nearest public transport stop St. German, Dorfplatz 7 min walk
Door to door by public transport
- Bern1 h 32
- Fribourg/Freiburg2 h 05
- Neuchâtel2 h 35
- Zürich HB2 h 37
- Lausanne2 h 37
- Luzern2 h 40
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: St. German
-
Canton: Valais
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Zip/Postal Code: 3942
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Area: Kummendorf
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Country: Switzerland
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