Bright and welcoming apartment, full of charm, located in the center of the village
- CHF 340’000
- About CHF 888 / month
Overview
- Apartment
- 2.5
- m²
- 2
- 1
- 1905
- 1887
Description
Münster im Obergoms – a mecca for summer and winter sports enthusiasts! Here, hikers, bikers and cross-country skiers, as well as those who appreciate a retreat in idyllic surroundings, all get their money’s worth. The Aletsch Arena with its year-round leisure activities is also located in the immediate vicinity. Münster is well served by public transport through its train station. In addition, the village has a shopping center and numerous local craft businesses.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 68’000
- Of which outside your pension fund
- CHF 34’000
- Acquisition costs, Valais (2.6%)
- CHF 8’840
- Cash required at signature
- CHF 76’840
- Minimum gross annual income
- CHF 61’131
- Imputed monthly charge
- CHF 1’681
At an indicative market rate your real monthly outlay would be closer to CHF 888. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 76’840 Missing:
- Equity outside your pension fund – / CHF 42’840 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 61’131
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
Technical details
Condition and renovations
- Year of last major renovation
- 1992
Technical and energy
- Heating source
- Oil
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop Geschinen, Kirche 5 min walk
Door to door by public transport
- Bern2 h 37
- Fribourg/Freiburg3 h 10
- Luzern3 h 19
- Lausanne3 h 30
- Neuchâtel3 h 40
- Zürich HB3 h 42
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Münster VS
-
Canton: Valais
-
Zip/Postal Code: 3985
-
Country: Switzerland
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