Modernized 3.5-room apartment in the heart of Glis
- CHF 388’000
- About CHF 1’013 / month
Overview
- Apartment
- 3.5
- 90 m²
- 1
- 1900
- 1409
Description
This renovated 3.5-room apartment is located in a central location, near the village square of Glis. The apartment offers plenty of space on 90m² of living area for individual design and impresses with its modern, timeless style. The building dates from 1900, but has been maintained in excellent condition through continuous renovations. The apartment is on the second floor and is easily accessible via the stairwell.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 77’600
- Of which outside your pension fund
- CHF 38’800
- Acquisition costs, Valais (2.6%)
- CHF 10’088
- Cash required at signature
- CHF 87’688
- Minimum gross annual income
- CHF 69’762
- Imputed monthly charge
- CHF 1’918
At an indicative market rate your real monthly outlay would be closer to CHF 1’013. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 87’688 Missing:
- Equity outside your pension fund – / CHF 48’888 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 69’762
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
The neighbourhood
Nearest public transport stop Glis, Holzji 20 min walk
Door to door by public transport
- Bern1 h 49
- Fribourg/Freiburg2 h 22
- Lausanne2 h 39
- Neuchâtel2 h 52
- Zürich HB2 h 54
- Basel SBB2 h 56
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Glis
-
Canton: Valais
-
Zip/Postal Code: 3902
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Country: Switzerland
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