An unobstructed view, peace and nature at your doorstep
- CHF 395’000
- About CHF 1’031 / month
Overview
- Apartment
- 4.5
- 125 m²
- 2
- 1987
- 3183
Description
This 4.5-room apartment in Visperterminen combines peaceful living, a stunning view and a pleasant sense of space with good access to the valley. The apartment is located in a well-maintained apartment building with only 3 owners and is ideal for those who want to live close to nature while also appreciating the proximity to Visp, Brig and other centres in Upper Valais. The beautifully designed floor plan ensures clear space division and a harmonious living atmosphere. The heart of the apartment is the spacious living and dining area with warm wood elements, large window surfaces and a cosy tile stove. Particularly impressive is the direct connection to the outside. From the balcony, you can enjoy a magnificent, unobstructed view of the surrounding mountain landscape and the valley. The kitchen is practically arranged and pleasantly close to the dining area. The other rooms can be used in a variety of ways, whether as bedrooms, children’s rooms, guest rooms or offices.
A major advantage is the 2 bathrooms, which significantly increase living comfort on a daily basis. The room offering is complemented by an attic space, a separate laundry room and a cellar. This provides valuable storage areas that create additional space for supplies, sports equipment, seasonal items or household utensils. The apartment also benefits from its sunny sloped location, the beautiful mountain views and the well-maintained character of the building. A parking space can be rented in the nearby school building parking if needed.
Visperterminen is located at approximately 1330 m above sea level and is known as a charming traditional village with authentic Valais atmosphere. There is a VOLG shop in the village that ensures basic supplies for daily needs. The school and bus stops are also within short distance. At the same time, the surrounding area offers numerous leisure activities in nature, in summer as well as in winter. The area around Giw and Gebidum invites you to hike, ski, bike and enjoy yourself.
The Chinderwält in the historic village centre is particularly family-friendly, where old Valais barns have been transformed into special play worlds for children. Restaurants, the dairy, the St. Jodern Kellerei and other local offerings underline the special character of the village. This apartment is ideal for buyers who are looking for peace, a view, quality of living and a genuine Valais environment.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 79’000
- Of which outside your pension fund
- CHF 39’500
- Acquisition costs, Valais (2.6%)
- CHF 10’270
- Cash required at signature
- CHF 89’270
- Minimum gross annual income
- CHF 71’020
- Imputed monthly charge
- CHF 1’953
At an indicative market rate your real monthly outlay would be closer to CHF 1’031. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 89’270 Missing:
- Equity outside your pension fund – / CHF 49’770 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 71’020
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
The neighbourhood
Nearest public transport stop Giw 35 min walk
Address
Open on Google Maps-
City: Visperterminen
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Canton: Valais
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Zip/Postal Code: 3932
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Country: Switzerland
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