Warm apartment with south-facing exposure
- CHF 550’000
- About CHF 1’436 / month
Overview
- Apartment
- 3.5
- 92 m²
- 2
- 2
- 1
- 2014
- 3204
Description
Bright and refined, this 3.5-room apartment seduces with its fluid layout and soothing atmosphere. Spanning 92 m², the living room opens onto a contemporary kitchen, all enhanced by elegant wooden parquet flooring present in every room. You will enjoy two balconies totaling 28 m², ideally exposed to the south and offering a clear view of the mountains. Built in 2013, the apartment offers two bedrooms and two bathrooms, with heating provided by a heat pump and distributed underfloor. The building, served by an elevator and accessible to people with reduced mobility, benefits from a calm environment while remaining close to shops and public transport. A private enclosed garage (30’000.-) and an outdoor parking space complete this property – an invitation to settle in and enjoy a serene and well-maintained living environment.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 110’000
- Of which outside your pension fund
- CHF 55’000
- Acquisition costs, Valais (2.6%)
- CHF 14’300
- Cash required at signature
- CHF 124’300
- Minimum gross annual income
- CHF 98’889
- Imputed monthly charge
- CHF 2’719
At an indicative market rate your real monthly outlay would be closer to CHF 1’436. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 124’300 Missing:
- Equity outside your pension fund – / CHF 69’300 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 98’889
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Technical and energy
- Heating source
- Heat pump
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop Chamoson, cimetière 4 min walk
Door to door by public transport
- Lausanne1 h 40
- Bern2 h 11
- Fribourg/Freiburg2 h 26
- Genève-Cornavin2 h 29
- Neuchâtel2 h 45
- Zürich HB3 h 16
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Chamoson
-
Canton: Valais
-
Zip/Postal Code: 1955
-
Country: Switzerland
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