Beautiful prospects in Salgesch – Renovated apartment combining charm and comfort
- CHF 472’000
- About CHF 1’232 / month
Overview
- Apartment
- 4.5
- 100 m²
- 1
- 1
- 1953
- 2738
Description
Nestled in the sun-blessed vineyards of Salgesch – the renowned wine village in Valais – this high-quality renovated 4.5-room apartment awaits you with plenty of character. The apartment is located on the first upper floor of a building with a total of three units and has been recently comprehensively renovated. It impresses with a stylish living ambiance, modern technology and a central, quiet location.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 94’400
- Of which outside your pension fund
- CHF 47’200
- Acquisition costs, Valais (2.6%)
- CHF 12’272
- Cash required at signature
- CHF 106’672
- Minimum gross annual income
- CHF 84’865
- Imputed monthly charge
- CHF 2’334
At an indicative market rate your real monthly outlay would be closer to CHF 1’232. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 106’672 Missing:
- Equity outside your pension fund – / CHF 59’472 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 84’865
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Outdoor, parking and ancillary rooms
- Balcony area
- 12 m²
Technical and energy
- Heating source
- Heat pump
The neighbourhood
Nearest public transport stop Salgesch 5 min walk
Door to door by public transport
- Bern1 h 33
- Lausanne1 h 47
- Fribourg/Freiburg2 h 06
- Genève-Cornavin2 h 36
- Zürich HB2 h 38
- Basel SBB2 h 40
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Salgesch
-
Canton: Valais
-
Zip/Postal Code: 3970
-
Country: Switzerland
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