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Magnifique villa avec jardin, offrant une configuration idéale pour deux logements

Overview

  • Single-family house
    Type
  • 7
    Rooms
  • 17 m²
    Living Space
  • 3
    Bedrooms
  • 2
    Bathrooms
  • 1
    Garage
  • 1984
    Year Built
  • 2387-1
    Property ID

Description

Plongez au coeur de l'authenticité valaisanne avec cette villa d'exception située à Saillon, un village où il fait bon vivre, réputé pour ses vignobles renommés et ses célèbres bains thermaux. Pensée dans les moindres détails, cette villa conjugue élégance, confort moderne et grande polyvalence, offrant non seulement un cadre de vie idéal pour une famille, mais également une opportunité rare d'utilisation en deux unités distinctes.

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What this means in Switzerland

Who may acquire this property

Eligibility depends on your residence status, not on your nationality alone.

Your situation
Swiss national, or C permit holder
No authorisation required
EU / EFTA national resident in Switzerland
No authorisation required
Non-EU national with a B permit
Primary residence only, and must be occupied
Resident abroad
Holiday home only, in a designated commune, under quota

The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.

What a Swiss bank will require

Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.

Equity (20%)
CHF 238’000
Of which outside your pension fund
CHF 119’000
Acquisition costs, Valais (2.6%)
CHF 30’940
Cash required at signature
CHF 268’940
Minimum gross annual income
CHF 213’960
Imputed monthly charge
CHF 5’884

At an indicative market rate your real monthly outlay would be closer to CHF 3’107. Commonly split 50/50 between buyer and seller by contract.

Can you finance it? Check with your own figures

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Savings, 3rd pillar, gifts and pension fund combined.

Enter your equity and income to see whether this property is within reach.

  • Equity incl. acquisition costs – / CHF 268’940
  • Equity outside your pension fund – / CHF 149’940
  • Imputed charge / gross income – / 33 %

360° Virtual Tour

Technical details

Technical and energy
Heating source
Heat pump
Heat distribution
Underfloor heating

The neighbourhood

Nearest public transport stop Saillon, les Moilles 3 min walk

Door to door by public transport

  • Lausanne1 h 35
  • Bern2 h 19
  • Fribourg/Freiburg2 h 21
  • Genève-Cornavin2 h 24
  • Neuchâtel2 h 40
  • Zürich HB3 h 24

Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.

  • City: Saillon
  • Canton: Valais
  • Zip/Postal Code: 1913
  • Country: Switzerland

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