Appartement neuf haut de gamme pouvant accueillir toute la famille
- CHF 960’000
- About CHF 2’507 / month
Overview
- Apartment
- 5.5
- 150 m²
- 2
- 1
- 2027
- 3371
Description
Hier bekommt dein Leben mehr Platz.
Ein Zuhause, in dem die Familie zusammenkommt und jeder seinen eigenen Rückzugsort findet: Diese grosszügige 5.5-Zimmer-Neubauwohnung im Projekt Sparrhorn in Naters verbindet rund 150 m² Bruttowohnfläche mit einem durchdachten Raumkonzept und hohem Ausbaustandard. Im ersten Obergeschoss auf der Westseite entsteht Wohnraum für gemeinsame Momente, persönliche Freiräume und alles, was dein Leben ausmacht.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 192’000
- Of which outside your pension fund
- CHF 96’000
- Acquisition costs, Valais (2.6%)
- CHF 24’960
- Cash required at signature
- CHF 216’960
- Minimum gross annual income
- CHF 172’606
- Imputed monthly charge
- CHF 4’747
At an indicative market rate your real monthly outlay would be closer to CHF 2’507. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 216’960 Missing:
- Equity outside your pension fund – / CHF 120’960 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 172’606
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Technical details
Condition and renovations
- Building condition
- New / first occupancy
Technical and energy
- Heating source
- Heat pump
- Heat distribution
- Underfloor heating
- Minergie label
- Minergie
The neighbourhood
Nearest public transport stop Naters, alte Post 2 min walk
Door to door by public transport
- Bern1 h 21
- Fribourg/Freiburg1 h 52
- Lausanne1 h 59
- Zürich HB2 h 24
- Neuchâtel2 h 24
- Basel SBB2 h 25
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Naters
-
Canton: Valais
-
Zip/Postal Code: 3904
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Area: Hegdorn
-
Country: Switzerland
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