By the lake, unique panorama – a prestigious apartment
- CHF 950’000
- About CHF 2’481 / month
Overview
- Apartment
- 4.5
- 143 m²
- 3
- 2
- 2025
- 1869
Description
Explore an unparalleled opportunity, where refinement and nature combine in perfect harmony. Imagine yourself each morning, awakened by the majesty of the mountains and the tranquility of the lake. Let yourself be tempted by this unique experience that awaits you. A prestigious apartment of 143 m², adorned with a 63 m² terrace, offers a panoramic view of the lake and the Riviera vaudoise. Picture yourself relaxing on this spacious terrace, without the slightest visual intrusion, just 20 meters from the crystal-clear waters. You will be in harmony with nature while enjoying the luxury and comfort of your living space.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 190’000
- Of which outside your pension fund
- CHF 95’000
- Acquisition costs, Valais (2.6%)
- CHF 24’700
- Cash required at signature
- CHF 214’700
- Minimum gross annual income
- CHF 170’808
- Imputed monthly charge
- CHF 4’697
At an indicative market rate your real monthly outlay would be closer to CHF 2’481. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 214’700 Missing:
- Equity outside your pension fund – / CHF 119’700 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 170’808
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Technical details
Key information
- Separate toilets
- 1
Outdoor, parking and ancillary rooms
- Terrace area
- 63 m²
Technical and energy
- Heating source
- Heat pump
The neighbourhood
Nearest public transport stop St-Gingolph, Villa Eugénie 2 min walk
Door to door by public transport
- Lausanne4 h 51
- Bern5 h 04
- Genève-Cornavin5 h 34
- Fribourg/Freiburg5 h 35
- Neuchâtel6 h 00
- Basel SBB6 h 08
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Saint-Gingolph
-
Canton: Valais
-
Country: Switzerland
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