Un duplex modulable pour allier vie privée et vie professionnelle
- CHF 875’000
- About CHF 2’285 / month
Overview
- Duplex apartment
- 4.5
- 159 m²
- 2
- 2025
- 3194
Description
Découvrez ce magnifique duplex de 4,5 pièces, lumineux et moderne, situé à Sierre. Développé sur une surface de 159 m², il offre un cadre de vie confortable tout en se prêtant parfaitement à une utilisation professionnelle.
Grâce à son agencement sur deux niveaux, chaque étage est directement accessible depuis le palier, ce qui permet de séparer aisément les espaces privés et professionnels. Cette configuration offre une grande flexibilité et garantit davantage d'intimité, tant pour les occupants que pour les éventuels clients ou visiteurs.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 175’000
- Of which outside your pension fund
- CHF 87’500
- Acquisition costs, Valais (2.6%)
- CHF 22’750
- Cash required at signature
- CHF 197’750
- Minimum gross annual income
- CHF 157’323
- Imputed monthly charge
- CHF 4’326
At an indicative market rate your real monthly outlay would be closer to CHF 2’285. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 197’750 Missing:
- Equity outside your pension fund – / CHF 110’250 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 157’323
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Technical details
Key information
- Separate toilets
- 1
Outdoor, parking and ancillary rooms
- Balcony area
- 10 m²
- Terrace area
- 15 m²
Condition and renovations
- Building condition
- New / first occupancy
Technical and energy
- Heating source
- District heating
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop Sierre, Liddes 1 min walk
Door to door by public transport
- Lausanne1 h 30
- Bern1 h 34
- Fribourg/Freiburg2 h 07
- Genève-Cornavin2 h 19
- Neuchâtel2 h 35
- Zürich HB2 h 39
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Sierre
-
Canton: Valais
-
Zip/Postal Code: 3960
-
Area: Liddes
-
Country: Switzerland
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