Spacieux duplex de charme avec cheminée
- CHF 645’000
- About CHF 1’684 / month
Overview
- Duplex apartment
- 5.5
- 190 m²
- 2
- 2009
- 2965
Description
Diese attraktive 5.5 Zimmer Duplexwohnung erstreckt sich über zwei Ebenen und bietet rund 200 m² Wohnfläche. Grosszügige Räume, viel Tageslicht und die besondere Architektur unter dem Dach schaffen ein Wohngefühl mit viel Platz und Charakter.
Das Herzstück der Wohnung bildet der weitläufige Wohn und Essbereich. Sichtbare Holzbalken und die offene Dachkonstruktion verleihen dem Raum eine warme und heimelige Atmosphäre. Der Cheminéeofen setzt einen zusätzlichen Akzent und sorgt besonders in den kühleren Monaten für gemütliche Stunden.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 129’000
- Of which outside your pension fund
- CHF 64’500
- Acquisition costs, Valais (2.6%)
- CHF 16’770
- Cash required at signature
- CHF 145’770
- Minimum gross annual income
- CHF 115’970
- Imputed monthly charge
- CHF 3’189
At an indicative market rate your real monthly outlay would be closer to CHF 1’684. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 145’770 Missing:
- Equity outside your pension fund – / CHF 81’270 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 115’970
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
Technical details
Technical and energy
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop St. Niklaus VS, Ballacker 11 min walk
Door to door by public transport
- Bern2 h 26
- Lausanne2 h 45
- Fribourg/Freiburg2 h 59
- Genève-Cornavin3 h 28
- Neuchâtel3 h 29
- Zürich HB3 h 31
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: St. Niklaus VS
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Canton: Valais
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Zip/Postal Code: 3924
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Area: Flüe
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Country: Switzerland
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