Appartement rénové avec un ancien appartement attenant et un potentiel d’aménagement
- CHF 248’000
- About CHF 648 / month
Overview
- Apartment
- 134 m²
- 1
- 1
- 1950
- 3084-1
Description
Im Dorfkern von Visperterminen erwartet Sie ein vielseitiges Gesamtangebot: eine gepflegte 3½-Zimmerwohnung mit zusätzlichem Dachgeschosszimmer sowie eine darunterliegende Altwohnung mit individuellem Ausbaupotenzial. Einkaufsmöglichkeiten und Postauto befinden sich in unmittelbarer Nähe. Die ruhige Lage und die schöne Bergsicht ergänzen die Vorzüge dieses Standorts.
Die obere Wohnung bietet rund 78 m² Bruttowohnfläche und eine praktische Raumaufteilung. Küche, Badezimmer, Fenster und Pelletheizung wurden 2023 erneuert. Ein zusätzlich ausgebautes Zimmer im Dachgeschoss erweitert das Platzangebot.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 49’600
- Of which outside your pension fund
- CHF 24’800
- Acquisition costs, Valais (2.6%)
- CHF 6’448
- Cash required at signature
- CHF 56’048
- Minimum gross annual income
- CHF 44’590
- Imputed monthly charge
- CHF 1’226
At an indicative market rate your real monthly outlay would be closer to CHF 648. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 56’048 Missing:
- Equity outside your pension fund – / CHF 31’248 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 44’590
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Technical and energy
- Heating source
- Wood / pellets
The neighbourhood
Nearest public transport stop Visperterminen, Busterminal 1 min walk
Door to door by public transport
- Bern1 h 33
- Fribourg/Freiburg2 h 06
- Lausanne2 h 26
- Neuchâtel2 h 36
- Zürich HB2 h 38
- Basel SBB2 h 40
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Visperterminen
-
Canton: Valais
-
Zip/Postal Code: 3932
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Area: Niederhäusern
-
Country: Switzerland
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