Modern 3.5-room apartment with balcony and plenty of sunshine
- CHF 640’000
- About CHF 1’671 / month
Overview
- Apartment
- 3.5
- 90 m²
- 1
- 1
- 2026
- 3089
Description
This high-quality 3.5-room apartment on the first floor combines modern living comfort with a quiet, sunny location and a magnificent view of the surrounding mountain landscape. The open-plan living and dining area with direct access to the balcony creates a bright, welcoming atmosphere and offers the ideal place to enjoy nature and the Valais mountain scenery.
The apartment is being built in a modern multi-family house with elevator and parking garage. High-quality materials, contemporary construction methods, and the opportunity to customize the interior finishing according to your personal wishes make this home particularly attractive. Whether as a primary residence, holiday home, or investment property – this apartment offers versatile uses.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 128’000
- Of which outside your pension fund
- CHF 64’000
- Acquisition costs, Valais (2.6%)
- CHF 16’640
- Cash required at signature
- CHF 144’640
- Minimum gross annual income
- CHF 115’071
- Imputed monthly charge
- CHF 3’164
At an indicative market rate your real monthly outlay would be closer to CHF 1’671. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 144’640 Missing:
- Equity outside your pension fund – / CHF 80’640 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 115’071
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
The neighbourhood
Nearest public transport stop Grächen (Talstation Hannigalp) 6 min walk
Door to door by public transport
- Bern2 h 39
- Lausanne2 h 58
- Fribourg/Freiburg3 h 12
- Genève-Cornavin3 h 41
- Neuchâtel3 h 42
- Zürich HB3 h 44
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Grächen
-
Canton: Valais
-
Zip/Postal Code: 3925
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Country: Switzerland
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