New apartment, high-end and flooded with light
- CHF 675’000
- About CHF 1’763 / month
Overview
- Apartment
- 4.5
- 129 m²
- 2
- 2026
- 3152
Description
In a quiet, sunny and family-friendly location in Niedergesteln, this high-quality 4.5-room new apartment is being built, combining modern living, thoughtful architecture and contemporary construction methods perfectly. The apartment is located on the second floor of a stylish multi-family house and impresses with its spaciousness and bright, open-plan design.
The generous living and dining area forms the heart of the apartment and creates an inviting atmosphere with plenty of natural light thanks to large windows. The open kitchen can be individually customized within budget according to your wishes and offers the perfect environment for everyday life as well as for social gatherings.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 135’000
- Of which outside your pension fund
- CHF 67’500
- Acquisition costs, Valais (2.6%)
- CHF 17’550
- Cash required at signature
- CHF 152’550
- Minimum gross annual income
- CHF 121’364
- Imputed monthly charge
- CHF 3’338
At an indicative market rate your real monthly outlay would be closer to CHF 1’763. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 152’550 Missing:
- Equity outside your pension fund – / CHF 85’050 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 121’364
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Technical details
Technical and energy
- Heating source
- Heat pump
- Heat distribution
- Underfloor heating
- Glazing
- Triple glazing
The neighbourhood
Nearest public transport stop Niedergesteln, Weiderli 2 min walk
Door to door by public transport
- Bern1 h 29
- Fribourg/Freiburg2 h 02
- Lausanne2 h 06
- Neuchâtel2 h 32
- Zürich HB2 h 34
- Basel SBB2 h 36
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Niedergesteln
-
Canton: Valais
-
Zip/Postal Code: 3942
-
Area: Oberdorf
-
Country: Switzerland
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