A high-end new construction, elegant and flooded with light
- CHF 570’000
- About CHF 1’488 / month
Overview
- Apartment
- 3.5
- 111 m²
- 2
- 2
- 2026
- 3153
Description
In a quiet, sunny and family-friendly location in Niedergesteln, this high-quality 3.5-room new apartment is being built on the second floor. The apartment impresses with its clear spatial layout and bright, modern living concept. The living and dining area with open kitchen forms the heart of the apartment and provides a pleasant living feeling thanks to generous window surfaces. The kitchen can be individually designed according to your wishes.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 114’000
- Of which outside your pension fund
- CHF 57’000
- Acquisition costs, Valais (2.6%)
- CHF 14’820
- Cash required at signature
- CHF 128’820
- Minimum gross annual income
- CHF 102’485
- Imputed monthly charge
- CHF 2’818
At an indicative market rate your real monthly outlay would be closer to CHF 1’488. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 128’820 Missing:
- Equity outside your pension fund – / CHF 71’820 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 102’485
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Technical details
Technical and energy
- Heating source
- Heat pump
- Heat distribution
- Underfloor heating
- Glazing
- Triple glazing
The neighbourhood
Nearest public transport stop Niedergesteln, Weiderli 2 min walk
Door to door by public transport
- Bern1 h 29
- Fribourg/Freiburg2 h 02
- Lausanne2 h 06
- Neuchâtel2 h 32
- Zürich HB2 h 34
- Basel SBB2 h 36
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Niedergesteln
-
Canton: Valais
-
Zip/Postal Code: 3942
-
Area: Oberdorf
-
Country: Switzerland
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