Querencia – L’élégance contemporaine dans un cadre exclusif
- CHF 803’000
- About CHF 2’097 / month
Overview
- Single-family house
- 3.5
- 110 m²
- 2
- 2027
- 3396
Description
Située sur le mi-coteau à l'Est du territoire communal, en surplomb du village, cette maison individuelle de 3,5 pièces conjugue confort, nature et élégance. Elle s'inscrit dans le cadre du développement d'un nouveau quartier résidentiel offrant un environnement agréable et harmonieux avec une vue totalement dégagée pour l'espace de vie. Son architecture contemporaine privilégie la lumière, les vues sur le paysage et le confort au quotidien.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 160’600
- Of which outside your pension fund
- CHF 80’300
- Acquisition costs, Valais (2.6%)
- CHF 20’878
- Cash required at signature
- CHF 181’478
- Minimum gross annual income
- CHF 144’378
- Imputed monthly charge
- CHF 3’970
At an indicative market rate your real monthly outlay would be closer to CHF 2’097. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 181’478 Missing:
- Equity outside your pension fund – / CHF 101’178 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 144’378
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Technical details
Technical and energy
- Heating source
- Heat pump
The neighbourhood
Nearest public transport stop Saillon, le Canal 1 min walk
Door to door by public transport
- Lausanne1 h 37
- Bern2 h 13
- Fribourg/Freiburg2 h 23
- Genève-Cornavin2 h 26
- Neuchâtel2 h 42
- Zürich HB3 h 18
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Saillon
-
Canton: Valais
-
Zip/Postal Code: 1913
-
Country: Switzerland
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