A haven of peace by the lakeside? An ideal secondary residence
- CHF 2’240’000
- About CHF 5’849 / month
- Within your budgetAbove your budget
- CHF 2’240’000
- About CHF 5’849 / month
Overview
- Apartment
- 4.5
- 134 m²
- 3
- 2
- 1
- 1988
- 3167
Description
Located in a green setting bordering the golf course, this bright through apartment offers an idyllic and peaceful living environment. The generous space opens onto a vast south-facing balcony, ideal for enjoying unobstructed views of the course and mountains; each room opens onto the outside, naturally extending the volumes and bathing the entire space in light. Comprising three bedrooms and two bathrooms, it features a large warm living area, designed for conviviality and daily comfort – perfect for family living or stays with friends. Practical and functional, the property includes a ski locker and the possibility of purchasing two additional closed storage units. The building, recently renovated (roof replacement and solar panel installation), guarantees energy performance and peace of mind for years to come. Ideal location: absolute calm while remaining just steps away from the center and all amenities. Available as a secondary residence and accessible to foreign buyers. A rare opportunity, not to be missed.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 448’000
- Of which outside your pension fund
- CHF 224’000
- Acquisition costs, Valais (2.6%)
- CHF 58’240
- Cash required at signature
- CHF 506’240
- Minimum gross annual income
- CHF 402’747
- Imputed monthly charge
- CHF 11’076
At an indicative market rate your real monthly outlay would be closer to CHF 5’849. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 506’240 Missing:
- Equity outside your pension fund – / CHF 282’240 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 402’747
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
Features
360° Virtual Tour
The neighbourhood
Nearest public transport stop Crans-Montana, Centre Scolaire 1 min walk
Door to door by public transport
- Lausanne2 h 06
- Bern2 h 21
- Genève-Cornavin2 h 49
- Fribourg/Freiburg2 h 56
- Neuchâtel3 h 15
- Zürich HB3 h 26
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Crans-Montana
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Canton: Valais
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Zip/Postal Code: 3963
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Country: Switzerland
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