Bright 4.5-room apartment with two garages, located in a quiet neighborhood in Steg
- CHF 489’000
- About CHF 1’277 / month
Overview
- Apartment
- 4.5
- 100 m²
- 3
- 1
- 2839
Description
This 4.5-room apartment in Steg combines a well-thought-out spatial concept with a quiet, family-friendly location. On approximately 100 m² of gross living space, it offers a comfortable home that impresses with light-filled rooms and a pleasant living atmosphere. The living and dining area forms the heart of the apartment and invites you to linger and spend time together. From here, you have direct access to the sunny balcony, from which you can enjoy the beautiful mountain views. Three bedrooms offer plenty of space for family, guests, or a home office.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 97’800
- Of which outside your pension fund
- CHF 48’900
- Acquisition costs, Valais (2.6%)
- CHF 12’714
- Cash required at signature
- CHF 110’514
- Minimum gross annual income
- CHF 87’921
- Imputed monthly charge
- CHF 2’418
At an indicative market rate your real monthly outlay would be closer to CHF 1’277. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 110’514 Missing:
- Equity outside your pension fund – / CHF 61’614 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 87’921
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Key information
- Separate toilets
- 1
The neighbourhood
Nearest public transport stop Steg VS, Mittal 19 min walk
Door to door by public transport
- Bern1 h 55
- Fribourg/Freiburg2 h 28
- Lausanne2 h 48
- Neuchâtel2 h 58
- Zürich HB3 h 00
- Basel SBB3 h 02
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Steg VS
-
Canton: Valais
-
Zip/Postal Code: 3940
-
Country: Switzerland
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