Une maison moderne offrant un potentiel de rendement intéressant
- CHF 295’000
- About CHF 770 / month
Overview
- Single-family house
- 3.5
- 78 m²
- 1
- 2009
- 2965
Description
Diese attraktive 3.5 Zimmer Wohnung im Erdgeschoss befindet sich in einem im Jahr 2009 erstellten Wohnhaus an zentraler Lage in St. Niklaus. Die solide Bauqualität, die hellen Räume und die praktische Raumaufteilung schaffen ein angenehmes und unkompliziertes Wohngefühl.
Die Wohnung bietet rund 78 m² Wohnfläche und präsentiert sich modern und zeitlos. Der Wohn und Essbereich bildet den Mittelpunkt der Wohnung, während die funktionale Küche, die gut geschnittenen Zimmer und die grossen Fensterflächen für einen angenehmen Alltag sorgen. Die Räume lassen sich flexibel als Schlafzimmer, Kinderzimmer, Gästezimmer oder Homeoffice nutzen.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 59’000
- Of which outside your pension fund
- CHF 29’500
- Acquisition costs, Valais (2.6%)
- CHF 7’670
- Cash required at signature
- CHF 66’670
- Minimum gross annual income
- CHF 53’040
- Imputed monthly charge
- CHF 1’459
At an indicative market rate your real monthly outlay would be closer to CHF 770. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
Your figures stay in this browser and are reused on every listing you open.
Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 66’670 Missing:
- Equity outside your pension fund – / CHF 37’170 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 53’040
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Technical and energy
- Heat distribution
- Underfloor heating
The neighbourhood
Nearest public transport stop St. Niklaus VS, Ballacker 11 min walk
Door to door by public transport
- Bern2 h 26
- Lausanne2 h 45
- Fribourg/Freiburg2 h 59
- Genève-Cornavin3 h 28
- Neuchâtel3 h 29
- Zürich HB3 h 31
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: St. Niklaus VS
-
Canton: Valais
-
Zip/Postal Code: 3924
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Area: Flüe
-
Country: Switzerland
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