Pleasant, with a beautiful garden, just steps away from the capital
- CHF 560’000
- About CHF 1’462 / month
Overview
- Single-family house
- 4.5
- 104 m²
- 1
- 1
- 1988
- 3242
Description
This property is located within a PPE built in the 1990s, with only two to three levels. This residence embodies the perfect marriage between tranquility and functionality, in an ideal living environment for families seeking a beautiful outdoor space just steps away from the city. As soon as you cross the threshold of this through apartment, you will be immediately seduced by the openness onto the living space, which remains the warm heart of this home. The entrance hallway offers the possibility of creating a beautiful storage area to maximize the efficiency and organization of this hall.
What this means in Switzerland
Who may acquire this property
Eligibility depends on your residence status, not on your nationality alone.
- Swiss national, or C permit holder
- No authorisation required
- EU / EFTA national resident in Switzerland
- No authorisation required
- Non-EU national with a B permit
- Primary residence only, and must be occupied
- Resident abroad
- Holiday home only, in a designated commune, under quota
The seller has not declared a status for this listing. Holiday-home designation is decided commune by commune, and the cantonal authority issues the binding decision.
What a Swiss bank will require
Affordability is tested at a theoretical 5% rate, not at the rate you would actually pay.
- Equity (20%)
- CHF 112’000
- Of which outside your pension fund
- CHF 56’000
- Acquisition costs, Valais (2.6%)
- CHF 14’560
- Cash required at signature
- CHF 126’560
- Minimum gross annual income
- CHF 100’687
- Imputed monthly charge
- CHF 2’769
At an indicative market rate your real monthly outlay would be closer to CHF 1’462. Commonly split 50/50 between buyer and seller by contract.
Can you finance it? Check with your own figures
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Savings, 3rd pillar, gifts and pension fund combined.
Enter your equity and income to see whether this property is within reach.
Within your budget by standard Swiss lending criteria.
Not yet within reach with these figures.
- Equity incl. acquisition costs – / CHF 126’560 Missing:
- Equity outside your pension fund – / CHF 70’560 Missing:
- Imputed charge / gross income – / 33 % Income needed: CHF 100’687
Indicative figures based on standard Swiss lending criteria and cantonal rates. Your lender, notary and the cantonal authority remain the authoritative sources.
360° Virtual Tour
Technical details
Key information
- Separate toilets
- 1
The neighbourhood
Nearest public transport stop Bramois, Est 1 min walk
Door to door by public transport
- Lausanne1 h 33
- Fribourg/Freiburg2 h 19
- Genève-Cornavin2 h 22
- Bern2 h 23
- Neuchâtel2 h 38
- Zürich HB3 h 28
Weekday departure at 07:00, walking time to the stop included. Source: Swiss public transport timetable.
Address
Open on Google Maps-
City: Bramois
-
Canton: Valais
-
Zip/Postal Code: 1967
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Country: Switzerland
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